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What are they saying?

"Jim has been able to provide insurance counseling and advice for my company, for myself personally, as well as my clients. Jim is very knowledgeable in his profession and is a pleasure to work with as well. A great community booster, Jim likes to stay in touch with what's happening locally and you can usually find him getting involved in the worthwhile causes. I am glad to call him a friend and would highly recommend using his services at HIA-Hamburg/Pinckney Insurance Agency."

~ Ron Zupko

F.A.Q.

Listed below you will find a number of commonly asked questions and answers relating to insurance. If you have an insurance related question that you don't see answered below, you can feel free to ask us your question.

Do I need Auto Insurance?

If you own or lease a car or are planning to in the near future, you will want to protect that investment with auto insurance. This coverage helps you cope with the expense of accidents, vandalism, or theft. In addition, if you are financing the vehicle, the lending institution probably will require that you carry auto insurance. Another area that needs protection is your liability. If you are sued because of damage your vehicle caused, auto insurance will help with legal expenses and any damages you have to pay.

Why should I get Health Insurance?

To cope with today's high medical costs, virtually everyone needs health insurance. Following graduation, your may no longer be covered by your parents' policy, so you may need one of your own.

What is Disability Insurance?

This is designed to provide required income should you be injured or disabled. The extent of coverage should be enough so that, when combined with your other assets, you would have enough to live on.

Should I get Homeowners or Renters Insurance?

Whether you own a home or rent an apartment, you want to make sure your possessions are protected. Both homeowners and renters insurance offer comprehensive coverage at home and when you travel. They also offer liability protection should you be sued.

Can I purchase my Life Insurance from Hartland?

Yes, you can. If you have dependents or are interested in purchasing life insurance that builds value as you pay the premiums, please contact one of our agents to talk about the plans available.

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